(When both of these books are used together, chapter by chapter, they form the perfect textbooks for Debtors Anonymous. The technical guidelines for investing and debt combine with the psychological solutions.)

Download As We Forgive Our Debtors.pdf

Download Forgive Us Our Debts.pdf

Go to this Facebook page, to find a series of videos for each step/chapter to help study As We Forgive Our Debtors: https://www.facebook.com/profile.php?id=100063081738474

Go to this Facebook page, to find a series of videos for each step/chapter to help study the financial book, Forgive Us Our Debts: https://www.facebook.com/profile.php?id=100045235676162

(The following are Best Practices of Toastmasters, collected over decades of experience in Toastmasters clubs. They might differ from your club practices.)

Download ToastmastersSpreadsheets.xls

Download ToastmasterDocuments.doc